2021 Fintech Trends
Hello Indie Hackers!
Unfortunately, I came across this community only today and one month of 2021 is already gone. Still, I would appreciate discussing industry trends with you :) It seems to me that BaaS, embedded finance, and buy-now-pay-later solutions are growing like crazy.
There is also an interview, where the co-founder of a retirement planning fintech solution, Jared Porter, shares his considerations on the trends in the fintech industry. Take a look if you are interested: https://wealth.insart.com/jared-porter-about-industry-trends-in-2021/
It would mean a world for me if you say a few words on the topic too!
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Undoubtedly, modern solutions are very innovative whether they are cloud computing models IaaS, BaaS, PaaS, or even embedded finance. First of all, if we discuss Backend as a Service (BaaS) platforms, they are amazing when you need scalable server-side support. You just need to emphasize frontend tasks when you choose a BaaS vendor.
On the contrary, embedded finance belongs more to Fintech because of its properties. Actually, I am new to embedded finance and still trying to understand how its works through this https://geniusee.com/single-blog/what-is-embedded-finance-and-how-it-works kind of online resource. However, it would be great if you share any reputed resources here for a better understanding of embedded finance for large-scale projects.
By the way, I have used BaaS and buy-now-pay-later providers. In this regard, Back4App, AWS Amplify, and Pay in 4 (PayPal's service) are prominent names.
It would be my fault if you were referring to Banking as a Service by using the BaaS word.